America's Health Insurance Plans ("AHIP") is concerned with safeguarding your privacy on-line. Accordingly, AHIP which operates the Partnership to Protect Medigap Web Site has developed this policy statement to assist you in understanding why AHIP collects particular information and how AHIP will protect your personal privacy within the Partnership to Protect Medigap Web site (the "Privacy Policy"). By making you aware of AHIP's data collection and use practices, we can provide you with better service.

The following information summarizes our information gathering and dissemination practices for AHIP's United States Web site located at the URL, http://www.protectmedigap.org (the "Site").

AHIP reserves the right to change this Privacy Policy at any time. If AHIP makes material changes to this Privacy Policy, AHIP will post those changes at this location so that you are aware of what information we collect, how we use it, and under what circumstances, if any, we disclose it. Please review this Privacy Policy on a periodic basis.

By using our website, you consent to the collection and use of your information by AHIP, as described below.

What Information Does AHIP Collect?

Users may visit the website without giving AHIP any personal information. However, AHIP will collect individuals' contact information, including name and zip code, and other personal information voluntarily provided by individuals who register on the Partnership to Protect Medigap website. We also collect Internet Protocol (IP) addresses from all users of our Site, the date and time of access, and may catalog the type of computer, browser, or operating system used by the user.

How Does AHIP Use that Information?

Until you register on the Site, you are able to browse the Site without providing any personal identifying information, although your browser may tell us what type of computer and operating system you are using as well as other kinds of technical information.

Below, is more detail on how AHIP uses the personal identifying information of those individuals who have voluntarily provided AHIP with personal information.

• Contact Information: AHIP may use your contact information to provide you with news, updates, products, services, upcoming events and other information and to otherwise get in touch with you regarding Partnership to Protect Medigap activities. We may share your contact information with our business partners to help provide or advance our services and/or for advertising purposes. Except for these parties, we do not share, lease, rent, license and/or sell your contact information with other third parties for any other purpose, except to a court or governmental agency if required by law or unless we first obtain consent from you to do so. Site visitors who do not wish to receive notifications or other information via email can choose to opt out of receiving such information at any time by contacting AHIP at info@protectmedigap.org.
• Demographic Information: AHIP may use or share, lease, rent, license, and/or sell demographic data on an aggregated basis, which will not identify any particular user, with our business partners, suppliers, and for advertising purposes.
• Transactional Information: AHIP may use or share, lease, rent, license, and/or sell transactional data on an aggregated basis, which will not identify any particular user with advertisers or other third parties, including our business partners, suppliers, sponsors, and vendors, for business purposes.
• Technical Information: We use technical information, such as your IP address or browser type, to help diagnose problems with our servers, analyze Site usage trends, track user movements on the Site, and to otherwise manage and monitor our Site.
• Business Transactions: In the event that AHIP goes through a business transaction, such as a merger, acquisition by another company, or sale of all or a portion of its assets, please note that the personal identifying information collected and retained by AHIP will be among the assets transferred.

What About the Use of Cookies?

AHIP may use cookies to personalize and customize the experience of its visitors and to support multiple levels of access to the Site. Cookies are pieces of information, which AHIP uses for record-keeping purposes, which the Site transfers to your computer's Web-browser for storage on your computer's hard drive. Cookies allows us to better understand and monitor how many people are using our site and for what purpose. You can delete any cookies residing on your hard drive by following the instructions for your Web browser.

Many consider the use of cookies to be an industry standard. Consequently, your Web browser is likely set to accept cookies. If you would prefer not to receive cookies, you can alter the configuration of your browser to refuse cookies. If you choose to have your browser refuse cookies, you should understand that it is possible that some areas of our Site will not function properly when you view them.

What About External or Third Party Web Sites?

To the extent hyperlinks or gateways (whether through banner advertisements or otherwise) are utilized to access external or third party sites, you should be aware that these external or third party sites are not controlled by AHIP and therefore, are not subject to this Privacy Policy. AHIP suggests that you check the privacy policies of these sites to determine how the proprietors of these third party sites may utilize personal identifying information.

What About Security?

AHIP places a premium on making sure that personal identifying information remains private and secure and is not subject to misuse or manipulation. Accordingly, this Site has industry standard security measures in place to protect against the loss, misuse, and alteration of the information under AHIP's control. Although AHIP has endeavored to create a secure and reliable Site, the confidentiality of any communication or material transmitted via the Internet cannot be guaranteed. Accordingly, you should consider carefully if you want to submit sensitive information via the Internet. Messages that you send to us via e-mail may not be secure. AHIP suggests that you do not send any confidential information to us by e-mail. If you choose to send confidential information to us by e-mail, you accept the risk that a third party may intercept your information. AHIP urges you to take every precaution to protect your personal identifying information when on-line.

What About Children?

AHIP cares about the safety of children on its Site and encourages parents and guardians to monitor their children's use of the Internet. Although the Site is suitable for a general audience, this Site is intended for use only by users who are over 18 years of age.

What About Any Other Questions?

If you have any questions about this Privacy Policy, you can contact AHIP at Partnership to Protect Medigap c/o AHIP, 601 Pennsylvania Avenue, NW, South Building, Suite 500, Washington, DC 20004, or info@protectmedigap.org.

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